/* Business page */

/* Hero */
.biz-hero {
  position: relative;
  display: flex;
  align-items: stretch;
  height: clamp(720px, 56.25vw, 900px);
  overflow: hidden;
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  background-image: var(--biz-hero-bg-url, url("/static/img/buisnes-hero-bg.007304818f19.png"));
}

.biz-hero--custom-bg {
  background-image: none;
}

.biz-hero__background {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}

.biz-hero__mobile-bg {
  display: none;
}

.biz-hero__bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
}

.biz-hero__bg-default {
  position: absolute;
  inset: 0;

}

.biz-hero__gradient {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    to right,
    rgba(255, 255, 255, 0.6) 0%,
    rgba(255, 255, 255, 0.25) 42%,
    transparent 62%
  );
}

.biz-hero__inner {
  position: relative;
  z-index: 1;
  width: 100%;
  height: 100%;
  max-width: 1160px;
  margin: 0 auto;
  padding: 120px 16px 96px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 120px;
}

.biz-hero__content {
  flex: 0 0 46%;
  max-width: 46%;
}

.biz-hero__heading {
  font-size: clamp(var(--text-3xl), 3vw, var(--text-4xl));
  font-weight: var(--font-w-regular);
  line-height: 1.2;
  color: var(--color-dark-mint);
  margin: 0 0 18px;
  letter-spacing: -0.015em;
}

.biz-hero__heading p {
  margin: 0;
}

.biz-hero__heading strong {
  font-weight: 800;
}

.biz-hero__subheading {
  font-size: var(--text-base);
  line-height: var(--leading-normal);
  color: var(--color-dark-mint);
  margin: 0 0 28px;
  max-width: 420px;
}

.biz-hero__actions {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}

.biz-hero__cta-secondary {
  font-family: var(--pp-mont-font);
  font-size: var(--text-base);
  font-weight: var(--font-w-medium);
  color: var(--color-dark-mint);
  text-decoration: underline;
  white-space: nowrap;
  transition: color 0.2s;
  text-decoration-style: solid;
  text-decoration-skip-ink: none;
  text-decoration-thickness: auto;
  text-underline-offset: auto;
  text-underline-position: from-font;
  text-transform: capitalize;
}

.biz-hero__cta-secondary:hover {
  color: var(--color-mid-mint);
}

/* Hero illustration (shown when set, replaces exchange card) */
.biz-hero__illustration {
  flex: 1;
  display: flex;
  justify-content: center;
  align-items: center;
}

.biz-hero__illustration img {
  width: 100%;
  max-width: 480px;
  height: auto;
  display: block;
  border-radius: 12px;
  box-shadow: 0 8px 40px rgba(0, 0, 0, 0.15);
}

/* Features bar */
.biz-features-bar {
  padding: var(--space-15) 0;
  background: #fff;
}

.biz-features-bar__inner {
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 16px;
  display: flex;
}

.biz-features-bar__item {
  flex: 1;
  padding: 0 var(--space-10);
  border-right: 1px solid #e8ecf0;
}

.biz-features-bar__item:last-child {
  border-right: none;
}

.biz-features-bar__icon {
  width: 40px;
  height: 40px;
  background: var(--color-mint);
  border-radius: var(--radius-base);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 14px;
  overflow: hidden;
}

.biz-features-bar__icon img {
  width: 22px;
  height: 22px;
  object-fit: contain;
}

.biz-features-bar__title {
  font-size: var(--text-lg);
  font-weight: var(--font-w-medium);
  color: var(--color-dark-mint);
  margin: 0 0 8px;
}

.biz-features-bar__desc {
  font-size: var(--text-base);
  line-height: var(--leading-normal);
  color: var(--color-dark-mint-60);
  margin: 0;
  font-weight: var(--font-w-regular);
}

/* Payments section */
.biz-payments {
  background: #fff;
  padding: calc(var(--space-32) - 8px) 0 48px;
}

.biz-payments__inner {
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 16px;
}

.biz-payments__header {
  margin-bottom: 32px;
}

.biz-payments__heading {
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 600;
  color: #0d7f6e;
  margin: 0 0 12px;
  letter-spacing: -0.01em;
}

.biz-payments__subheading {
  font-size: 0.9375rem;
  color: #6b7a8d;
  margin: 0;
  max-width: 640px;
  line-height: 1.6;
}

.biz-payments__cards {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
}

.biz-payments__card {
  position: relative;
  border-radius: var(--radius-base);
  overflow: hidden;
  min-height: 365px;
  isolation: isolate;
  background: linear-gradient(145deg, #0a3c3a 0%, #126f68 48%, #7a61d1 100%);
  --biz-payments-ease: cubic-bezier(0.22, 1, 0.36, 1);
}

.biz-payments__card::after {
  content: "";
  position: absolute;
  inset: 0;
  background: #fafafa;
  border-radius: var(--radius-base);
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.55s var(--biz-payments-ease);
  z-index: 1;
}

.biz-payments__card-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  transition: transform 0.7s var(--biz-payments-ease), opacity 0.55s var(--biz-payments-ease);
  z-index: 0;
}

.biz-payments__card:hover .biz-payments__card-bg {
  transform: scale(1.03);
}

.biz-payments__card--active .biz-payments__card-bg {
  opacity: 0;
  pointer-events: none;
}

.biz-payments__card-bg--active {
  opacity: 0;
}

.biz-payments__card--active .biz-payments__card-bg--active {
  opacity: 1;
}

.biz-payments__card-overlay {
  position: absolute;
  inset: 0;
  background: transparent;
  opacity: 1;
  transition: opacity 0.55s var(--biz-payments-ease);
  z-index: 1;
  pointer-events: none;
  border-radius: var(--radius-base);
}

.biz-payments__card--active .biz-payments__card-overlay {
  opacity: 0;
}

.biz-payments__card--active:not(.biz-payments__card--has-active-img)::after {
  opacity: 1;
}

.biz-payments__card-body {
  position: relative;
  z-index: 2;
  padding: 32px 20px 72px;
}

.biz-payments__card-title {
  font-size: var(--text-xl);
  font-weight: var(--font-w-bold);
  color: white;
  margin: 0;
  line-height: 1.05;
  transition: color 0.45s var(--biz-payments-ease);
}

.biz-payments__card--active .biz-payments__card-title {
  color: var(--color-dark-mint);
}

.biz-payments__card-desc {
  font-size: var(--text-base);
  font-family: var(--pp-neue-font), sans-serif;
  color: var(--color-dark-mint-60);
  line-height: var(--leading-normal);
  margin: 10px 0 0;
  max-height: 0;
  opacity: 0;
  overflow: hidden;
  transition:
    max-height 0.6s var(--biz-payments-ease),
    opacity 0.45s var(--biz-payments-ease),
    color 0.45s var(--biz-payments-ease);
}

.biz-payments__card--active .biz-payments__card-desc {
  max-height: 160px;
  opacity: 1;
  color: #3a4a5a;
}

.biz-payments__card-toggle {
  position: absolute;
  bottom: 20px;
  left: 20px;
  z-index: 2;
  width: 32px;
  height: 32px;
  border-radius: 8px;
  background: white;
  color: var(--color-dark-mint);
  border: none;
  font-size: var(--text-xl);
  line-height: 1;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background 0.4s var(--biz-payments-ease), color 0.4s var(--biz-payments-ease);
}

.biz-payments__card--active .biz-payments__card-toggle {
  background: var(--color-dark-mint);
  color: white;
}

.biz-payments__card-toggle:hover {
  background: var(--pp-bg-light);
}

.biz-payments__card--active .biz-payments__card-toggle:hover {
  background: #162b3a;
}

@media (max-width: 900px) {
  .biz-payments__cards {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 480px) {
  .biz-payments__cards {
    grid-template-columns: 1fr;
  }

  .biz-payments {
    padding: 48px 0;
  }
}

@media (max-width: 960px) {
  .biz-features-bar__inner {
    flex-wrap: wrap;
  }

  .biz-features-bar__item {
    flex: 0 0 50%;
    border-right: none;
    border-bottom: 1px solid #e8ecf0;
    padding: 24px 20px;
  }

  .biz-features-bar__item:nth-child(odd) {
    border-right: 1px solid #e8ecf0;
  }
}

@media (max-width: 480px) {
  .biz-features-bar__item {
    flex: 0 0 100%;
    border-right: none;
  }

  .biz-features-bar__item:nth-child(odd) {
    border-right: none;
  }
}

@media (max-width: 960px) {
  .biz-hero {
    height: auto;
    background-image: none;
    z-index: 1;
  }

  .biz-hero__mobile-bg {
    display: block;
    position: absolute;
    inset: 0;
    z-index: 0;
    background-image: var(--biz-hero-bg-url, url("/static/img/buisnes-hero-bg.007304818f19.png"));
    background-size: cover;
    background-position: center top;
    background-repeat: no-repeat;
  }

  .biz-hero--custom-bg .biz-hero__mobile-bg {
    display: none;
  }

  .biz-hero__inner {
    flex-direction: column;
    height: auto;
    padding: 120px 16px 60px;
    gap: 40px;
  }

  .biz-hero__content {
    flex: none;
    max-width: 100%;
  }

  .biz-exchange-card {
    max-width: 100%;
  }

  /* Mobile hero sits on a light image, so text/button flip to dark */
  .biz-hero__heading {
    color: var(--color-dark-mint);
    /* Fixed px: the ≤768 root drops to 14px, which would shrink the rem-based clamp */
    font-size: 40px;
  }

  .biz-hero__subheading {
    color: var(--color-dark-mint-60);
    font-size: 16px;
  }

  .biz-hero__cta-secondary {
    color: var(--color-dark-mint);
  }

  .biz-hero__cta-secondary:hover {
    color: var(--color-mid-mint);
  }
}

@media (max-width: 480px) {
  .biz-hero__inner {
    padding: 120px 16px 32px;
  }

  .biz-hero__actions {
    flex-direction: column;
    align-items: center;
    gap: 12px;
  }
}

@media (max-width: 768px) {
  .biz-hero__inner {
    padding-top: 104px;
    padding-bottom: 40px;
  }

  .biz-payments { padding: 48px 0; }

  /* Full-width CTA on mobile */
  .biz-hero__actions {
    flex-direction: column;
    align-items: center;
    gap: 12px;
  }

  .biz-hero__actions .pp-btn-primary {
    width: 100%;
  }
}

/* Audience section */
.biz-audience {
  background-color: var(--pp-bg-section-white);
  --audience-stack-top: 64px;
  --audience-card-height: 460px;
  --audience-card-gap: 12px;
  --audience-final-bottom-gap: 96px;
  padding-bottom: var(--audience-final-bottom-gap);
}

.biz-audience__sticky {
  position: sticky;
  top: 120px;
  z-index: 0;
}

.biz-audience__sticky::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: calc(var(--audience-stack-top) + var(--audience-card-height) + var(--audience-card-gap) + var(--audience-card-height));
  background: var(--pp-bg-section-white);
  pointer-events: none;
  z-index: 0;
  transition: height .55s cubic-bezier(.22,.61,.36,1);
}

.biz-audience--all-stacked .biz-audience__sticky::before {
  height: calc(var(--audience-stack-top) + var(--audience-card-height) + var(--audience-final-bottom-gap));
}

.biz-audience__heading,
.biz-audience__container {
  position: relative;
  z-index: 1;
}

.biz-audience__heading {
  font-size: var( --text-3xl);
  font-weight: var(--font-w-medium);
  color: var(--color-dark-mint);
  text-align: center;
  padding: 64px 24px 40px;
  margin: 0;
}

.biz-audience__container {
  position: relative;
  max-width: 1128px;
  margin: 0 auto;
  overflow: visible;
  transition: height .55s cubic-bezier(.22,.61,.36,1);
}


.biz-audience--all-stacked {
  /* State marker only; layout remains stable across scroll stages. */
}

.biz-audience__row {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  will-change: transform;
}

.biz-audience__row-inner {
  max-width: 1128px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  min-height: 460px;
  border-radius: 16px;
  background: #FFF;
  overflow: hidden;
}

.biz-audience__row-inner {
  box-shadow: 0 -6px 18px rgba(15, 31, 46, 0.08);
}

/* Bottom-most visible card flushes into the dark section below.
   Desktop has two visible cards — flush the lower one (--bottom). */
.biz-audience:not(.biz-audience--all-stacked) .biz-audience__row--bottom .biz-audience__row-inner {
  border-bottom-left-radius: 0;
  border-bottom-right-radius: 0;
}

/* Light */
.biz-audience__row-inner--light {
  background: #FFF;
}

/* Teal */
.biz-audience__row-inner--teal {
  background-color: var(--color-mint);
}

/* Mid (mid-green between teal and dark-mint) */
.biz-audience__row-inner--mid {
  background: #1A6F65;
}

.biz-audience__row-inner--mid .biz-audience__title { color: #fff; }
.biz-audience__row-inner--mid .biz-audience__desc  { color: rgba(255,255,255,0.7); }

/* Dark */
.biz-audience__row-inner--dark {
  background: var(--color-dark-mint);
}

.biz-audience__row-inner--dark .biz-audience__title { color: #fff; }
.biz-audience__row-inner--dark .biz-audience__desc  { color: rgba(255,255,255,0.7); }

.biz-audience__text {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 48px 56px 48px 40px;
}

.biz-audience__title {
  color: var(--color-dark-mint);
  font-size: var(--text-xl);
  font-weight: var(--font-w-semibold);
  margin: 0 0 12px;
  line-height: 100%;
}

.biz-audience__desc {
  color: var(--color-dark-mint-60);
  font-size: var(--text-base);
  line-height: 1.4;
  margin: 0;
  max-width: 560px;
}

.biz-audience__photo {
  background-size: cover;
  background-position: center top;
  background-repeat: no-repeat;
  min-height: 280px;
}

.biz-audience__photo--empty {
  background: #e8ecf0;
}

@media (max-width: 768px) {
  .biz-audience {
    height: auto !important;
    padding-bottom: 48px;
  }

  .biz-audience__sticky {
    position: static;
  }

  .biz-audience__heading {
    padding: 40px 16px 24px;
    font-size: var(--text-2xl);
  }

  /* Mobile: plain vertical column — no absolute stacking, no JS transforms */
  .biz-audience__container {
    padding: 0 16px;
    height: auto !important; /* override any inline height set by JS */
    overflow: visible;
    display: flex;
    flex-direction: column;
    gap: 16px;
  }

  .biz-audience__row {
    position: static;
    transform: none !important; /* override any inline transform set by JS */
    z-index: auto !important;
    cursor: default;
    transition: none;
  }

  /* Card — per Figma mobile spec */
  .biz-audience__row-inner {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 24px;
    min-height: 0;
    padding: 24px 24px 0;
    border-radius: 8px;
    border: 1px solid rgba(9, 51, 49, 0.10);
    box-shadow: none;
  }

  .biz-audience__text {
    align-self: stretch;
    justify-content: flex-start;
    gap: 12px;
    padding: 0;
  }

  .biz-audience__title {
    align-self: stretch;
    font-size: 24px;
    font-weight: var(--font-w-medium); /* 500 */
    line-height: 100%;
    letter-spacing: -0.48px;
  }

  .biz-audience__desc {
    font-size: 16px;
    font-weight: var(--font-w-regular); /* 400 */
    line-height: 140%;
  }

  /* Photo is full-bleed at the bottom (cancels the card's side padding) */
  .biz-audience__photo {
    align-self: stretch;
    order: 1;
    margin: 0 -24px;
    min-height: 220px;
  }
}

.biz-why {
  position: relative;
  min-height: 836px;
  padding: 0;
  overflow: hidden;
  background: linear-gradient(109deg, #001c1b 30.2%, #143e3c 100%);
}

.biz-why__inner {
  position: relative;
  width: calc(100% - 48px);
  max-width: 1128px;
  min-height: 836px;
  margin: 0 auto;
  padding: 120px 0;
  box-sizing: border-box;
  display: flex;
  flex-direction: column;
}

.biz-why__intro {
  position: relative;
  min-height: 367px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.biz-why__visual {
  position: absolute;
  z-index: 0;
  top: 0;
  right: 0;
  display: flex;
  align-items: flex-start;
  justify-content: flex-end;
  width: 367px;
  height: 367px;
  pointer-events: none;
}

.biz-why__visual-img {
  display: block;
  width: 100%;
  max-width: 367px;
  height: 367px;
  object-fit: contain;
}

.biz-why__intro-text {
  position: relative;
  z-index: 1;
  width: min(100%, 660px);
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.biz-why__heading {
  font-size: 40px;
  font-weight: var(--font-w-medium);
  color: var(--color-white);
  margin: 0;
  letter-spacing: -0.8px;
  line-height: 1.1;
}

.biz-why__subheading {
  max-width: 640px;
  font-size: 16px;
  line-height: 1.4;
  color: var(--color-white-06);
  margin: 0;
}

.biz-why__tags {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 28px;
}

.biz-why__tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  min-height: 30px;
  padding: 6px 14px;
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.03);
  color: var(--color-white);
  font-size: 12px;
  font-weight: var(--font-w-medium);
  line-height: 1;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.biz-why__tag svg {
  width: 14px;
  height: 14px;
  flex-shrink: 0;
  color: var(--color-accent-mint);
}

.biz-why__grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
  margin-top: 67px;
}

.biz-why__card {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  min-height: 106px;
  padding: 16px;
  box-sizing: border-box;
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 12px;
}

.biz-why__card-body {
  min-width: 0;
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.biz-why__card-title {
  font-size: 24px;
  font-weight: var(--font-w-medium);
  color: var(--color-white);
  margin: 0;
  line-height: 1.1;
  letter-spacing: -0.46px;
}

.biz-why__card-desc {
  font-size: 14px;
  line-height: 1.4;
  color: var(--color-white-06);
  margin: 0;
}

.biz-why__card-icon {
  width: 48px;
  height: 48px;
  background: rgba(8, 91, 82, 0.72);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  overflow: hidden;
}

.biz-why__card-icon svg,
.biz-why__card-icon img {
  width: 26px;
  height: 26px;
  object-fit: contain;
}

.biz-why__footer {
  position: relative;
  z-index: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  margin-top: 32px;
  padding-top: 18px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  color: rgba(255, 255, 255, 0.6);
}

.biz-why__footer svg {
  width: 16px;
  height: 16px;
  flex-shrink: 0;
  color: var(--color-accent-mint);
}

.biz-why__footer p {
  margin: 0;
  font-size: 12px;
  font-weight: var(--font-w-regular);
  line-height: 1.4;
}

@media (max-width: 1024px) {
  .biz-why {
    min-height: 0;
    padding: 64px 0;
  }

  .biz-why__inner {
    width: auto;
    min-height: 0;
    margin: 0;
    padding: 0 24px;
  }

  .biz-why__intro {
    min-height: 0;
    justify-content: flex-start;
    gap: 32px;
  }

  .biz-why__visual {
    position: static;
    display: flex;
    justify-content: center;
    width: auto;
    height: auto;
    pointer-events: auto;
  }

  .biz-why__visual-img { max-width: 400px; height: auto; }
  .biz-why__grid { grid-template-columns: 1fr; margin-top: 40px; }
}

@media (max-width: 768px) {
  .biz-why { padding: 48px 16px; }
  .biz-why__inner { padding: 0; }
  .biz-why__intro { gap: 24px; }
  .biz-why__visual-img { max-width: 320px; }
  .biz-why__intro-text { gap: 20px; }

  .biz-why__heading {
    font-size: 32px;
    line-height: 1;
    letter-spacing: -0.64px;
  }

  .biz-why__subheading {
    max-width: none;
    font-size: 16px;
    line-height: 1.4;
  }

  .biz-why__tags {
    gap: 8px;
    margin-top: 4px;
  }

  .biz-why__tag {
    min-height: 28px;
    padding: 5px 10px;
    font-size: 10px;
  }

  .biz-why__grid { gap: 12px; margin-top: 32px; }

  .biz-why__card {
    align-items: flex-start;
    gap: 12px;
    min-height: 98px;
    padding: 16px;
    background: rgba(255, 255, 255, 0.03);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 8px;
  }

  .biz-why__card-title {
    font-size: 20px;
    line-height: 1.1;
    letter-spacing: -0.4px;
  }

  .biz-why__card-desc { font-size: 14px; line-height: 1.4; }
  .biz-why__card-icon { width: 48px; height: 48px; border-radius: 8px; }

  .biz-why__footer {
    margin-top: 24px;
    padding-top: 16px;
  }
}

/* Regulated section */
.biz-regulated {
  background: #fff;
  padding: 80px 0;
}

.biz-regulated__inner {
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 16px;
}

.biz-regulated__header {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: start;
  margin-bottom: 48px;
}

.biz-regulated__heading {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
  color: #0d7f6e;
  margin: 0;
  letter-spacing: -0.02em;
  line-height: 1.15;
}

.biz-regulated__desc {
  font-size: 1rem;
  line-height: 1.65;
  color: #3a4a5a;
  margin: 0;
  padding-top: 8px;
}

.biz-regulated__cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}

.biz-regulated__card {
  display: flex;
  align-items: end;
  justify-content: space-between;
  padding: 28px 24px;
  border-radius: 14px;
  text-decoration: none;
  background: var(--pp-bg-section-white);
  transition: border-color 0.2s, box-shadow 0.2s;
  gap: 16px;
}

.biz-regulated__card:hover {
  border-color: #0d7f6e;
  box-shadow: 0 4px 16px rgba(13, 127, 110, 0.08);
}

.biz-regulated__logo {
  max-height: 72px;
  width: auto;
  object-fit: contain;
  display: block;
}

.biz-regulated__arrow {
  flex-shrink: 0;
  width: 36px;
  height: 36px;
  border: 1px solid var(--pp-btn-border);
  border-radius: var(--radius-base);
  background: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  color: var(--color-dark-mint);
  transition: background 0.2s, border-color 0.2s, color 0.2s;
}

.biz-regulated__card:hover .biz-regulated__arrow {
  background: var(--pp-btn-hover);
  border-color: var(--pp-btn-hover);
  color: var(--color-white);
}

@media (max-width: 900px) {
  .biz-regulated__header {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .biz-regulated__cards {
    grid-template-columns: 1fr;
  }

  .biz-regulated {
    padding: 32px 0;
  }
}

/* FAQ section */
.biz-faq {
  background: #fff;
  padding: var(--space-15) 0;
}

.biz-faq__inner {
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 16px;
  display: grid;
  grid-template-columns: 2fr 3fr;
  gap: 80px;
  align-items: start;
}

/* Mobile: halve the FAQ heading's bottom padding (32px -> 16px) */
@media (max-width: 768px) {
  .biz-faq__inner > h2 {
    padding-bottom: calc(var(--space) * 4);
  }
}

.biz-faq__list {
  display: flex;
  flex-direction: column;
}

.biz-faq__item {
  border-bottom: 1px solid #e8ecf0;
}

.biz-faq__question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 22px 0;
  background: none;
  border: none;
  font-size: var(--text-base);
  font-weight: 500;
  color: var(--color-dark-mint);
  text-align: left;
  cursor: pointer;
  transition: color 0.2s;

  @media (max-width: 900px) {
    padding: 16px 0;
  }
}

.biz-faq__question:hover {
  color: var(--color-mid-mint);
}

.biz-faq__chevron {
  flex-shrink: 0;
  transition: transform 0.4s ease;
  color: #6b7a8d;
}

.biz-faq__question[aria-expanded="true"] .biz-faq__chevron {
  transform: rotate(180deg);
}

.biz-faq__answer {
  display: grid;
  grid-template-rows: 0fr;
  opacity: 0;
  transition: grid-template-rows 0.4s ease, opacity 0.3s ease;
  font-size: var(--text-sm);
  line-height: 1.7;
  color: var(--color-dark-mint);
}

.biz-faq__answer[hidden] {
  display: grid;
}

.biz-faq__answer-inner {
  overflow: hidden;
  min-height: 0;
}

.biz-faq__question[aria-expanded="true"] + .biz-faq__answer {
  grid-template-rows: 1fr;
  opacity: 1;
}

.biz-faq__answer p {
  margin: 0;
  padding: 4px 0 20px;
}

@media (max-width: 900px) {
  .biz-faq__inner {
    grid-template-columns: 1fr;
    gap: 16px;
  }

  .biz-faq {
    padding: 32px 0;
  }
}

/* Contact section */
.biz-contact {
  padding: 48px 24px;
  background: #f5f7fa;
}

.biz-contact__wrap {
  position: relative;
  max-width: 1128px;
  margin: 0 auto;
  border-radius: 20px;
  overflow: hidden;
  min-height: 400px;
  display: flex;
  align-items: center;
  background: #0f1f2e;
}

.biz-contact__bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
}

.biz-contact__overlay {
  position: absolute;
  inset: 0;
  background: rgba(9, 30, 40, 0.55);
}

.biz-contact__inner {
  position: relative;
  z-index: 1;
  width: 100%;
  display: flex;
  align-items: flex-start;
  gap: 48px;
  padding: var(--space-15);
}

.biz-contact__form-card {
  background: #fff;
  border-radius: 14px;
  padding: var(--space-8) var(--space-5) var(--space-5);
  flex: 0 0 550px;
  max-width: 550px;
}

.biz-contact__success {
  margin: 0 0 16px;
  padding: 12px 14px;
  border-radius: 8px;
  background: #e7f5ec;
  color: #0f5132;
  font-weight: 500;
}

.biz-contact__error {
  margin: 0 0 4px;
  color: #b02a37;
  font-weight: 500;
}

.biz-contact__form {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.biz-contact__row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;

  @media (width <= 462px) {
    grid-template-columns: 1fr;
  }
}

.biz-contact__field {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.biz-contact__field label {
  align-self: stretch;
  color: var(--color-dark-mint);
  leading-trim: both;
  text-edge: cap;
  font-size: var(--text-base);
  font-style: normal;
  font-weight: var(--font-w-regular);
  line-height: 110%;
  text-transform: capitalize;
}

.biz-contact__field input,
.biz-contact__field textarea {
  border: 1px solid rgba(9, 51, 49, 0.10);
  border-radius: var(--radius-base);
  padding: 10px 14px;
  outline: none;
  transition: border-color 0.2s;
  font-family: inherit;
  resize: vertical;
  color: rgba(9, 51, 49, 0.40);
  leading-trim: both;
  text-edge: cap;
  font-size: var(--text-sm);
  font-style: normal;
  font-weight: var(--font-w-regular);
  line-height: 110%;
}

.biz-contact__field input::placeholder,
.biz-contact__field textarea::placeholder {
  color: #aab4be;
}

.biz-contact__field input:focus,
.biz-contact__field textarea:focus {
  border-color: #0d7f6e;
  background: #fff;
}

.biz-contact__learn {
  display: block;
  text-align: center;
  text-decoration: underline;
  text-underline-offset: 2px;
  align-self: stretch;
  color: var(--color-dark-mint-60);
  font-size: var(--text-sm);
  font-style: normal;
  font-weight: 400;
  line-height: 140%;
}

.biz-contact__learn:hover {
  color: #0f1f2e;
}

.biz-contact__text {
  flex: 1;
}

.biz-contact__heading {
  font-size: var(--text-3xl);
  font-weight: var(--font-w-medium);
  color: #fff;
  margin: 0 0 16px;
  line-height: 100%;
  letter-spacing: -0.8px;
}

.biz-contact__desc {
  font-size: var(--text-base);
  font-weight: var(--font-w-regular);
  color: var(--color-white);
  margin: 0;
  max-width: 320px;
  line-height: 1.4;
}

@media (max-width: 900px) {
  .biz-contact__inner {
    flex-direction: column;
    padding: 32px 24px;
  }

  .biz-contact__form-card {
    flex: none;
    max-width: 100%;
    width: 100%;
  }

  .biz-contact {
    padding: 32px 16px;
  }
}